Nevada Health Link allows individuals to shop for, compare, and purchase qualified health insurance plans with tax credits or subsidies that are based on your income. Explore a variety of plans from different insurance carriers, as well as tools and resources that will help you choose a plan that fits your life.
What We Offer
Health Plans
Dental Plans
Vision Plans
AV (actuarial value)
is the average cost paid by the insurance company for your medical bills, such as prescriptions and doctor’s visits. With the bronze plan, for example, the insurance company pays 60% of the cost and the individual pays 40%. The 40% you would be responsible for is made up of deductibles and co-payments based on the type of services received.
- A deductible is the amount of money you’d need to pay out of pocket before certain benefits from the health policy can be used.
- A copayment is the amount of money you have to pay the day of the service to see your doctor or get your prescription.
- To learn more about health plan categories and levels of coverage, please visit this FAQ on the platform.
- To read about what a catastrophic plan is and who can buy one, please visit this FAQ on the platform.
In order to make it easier to find the plan that’s right for you, health insurance plans are standardized into metal tier categories: gold, silver, bronze and catastrophic.
This sample chart represents the levels of coverage, what plans pay and what enrollees pay, on average:
Tier | Monthly Cost | AV | After Deductible Cost to Consumer |
| Gold | More Expensive | 80% | 20% of Medical Costs |
| Silver | Base | 70% | 30% of Medical Costs |
| Bronze | Less Expensive | 60% | 40% of Medical Costs |
| Catastrophic | Least Expensive | <60% | >40% of Medical Costs |
Ten Essential Health Benefits
Since the passing of the Affordable Care Act, insurance companies are required to cover 10 categories for any qualified health plans, while following established limits on deductibles and payments:
-Ambulatory Services and Care
-Emergency Service
-Hospitalization
-Maternity and Newborn Care Services
-Mental Health and Substance Abuse
-Prescription Drugs
-Rehabilitation or Habilitation Services and Devices
-Lab Services
-Prevention or Wellness Services and Chronic Disease Support
-Pediatric Services, Including Dental and Vision
While all qualified plans must offer these ten essential health benefits, the scope of each plan may differ slightly. Keep an eye on your premiums and decide which plan is best for you.
Insurance Rates and Carriers
Learn more about the insurance carriers partnered with Nevada Health Link. To find out more about rates and to choose a plan, visit the Nevada Division of Insurance’s (DOI) website. From here, you can learn more about the provider network within the plan you choose by visiting DOI’s provider directory.
Medical Carriers
- Call: 1-800-777-1840
- Call: 1-844-366-2880
- Call: 1-866-755-2680
- Call: 1-833-671-0051
- Call: 1-800-538-5038
- Call: 1-844-365-7373 (TTY: 711)
- Call: 775-982-3232
- Call: 1-800-595-0619
Dental Carriers
- Call: 1-800-807-0706
- Email/Contact Form
- Call: 1-800-331-1476
- Shop Anthem Dental Plans
- Call: 1-877-205-8767
- Shop Best Life Dental Plans
- Call: 1-800-422-4234
- Call: 1-800-662-5851
- Email/Contact Form
Vision Plans
- Call: 1-844-641-6718
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