There are multiple reasons why people think they don’t need health insurance. Perhaps they are healthy and don’t see the need. Maybe they think their premiums are too high. When it comes down to it, the cost of not having health insurance is too high. Discover the price comparison of insured and uninsured health care below:
Broken Tailbone Treatment Cost
With Insurance: $10 to $40+
Without Insurance: $250 to $700+
ACL Reconstruction Cost
With Insurance: $800 to $3,000
Without Insurance: $20,000 to $50,000
Mammogram Cost
With Insurance: No Charge or Copay
Without Insurance: $80 to $212
Brain MRI Cost
With Insurance: $20 to $100+ Copay
Without Insurance: $1,000 to $5,000
Cardiac MRI Cost
With Insurance: $20 to $100+ Copay
Without Insurance: $1,000 to $5,000
Hernia Repair Cost
With Insurance: $700 to $2,000
Without Insurance: $4,000 to $11,000
Emergency Room Visit Cost
With Insurance: $50 to $150 Copay
Without Insurance: $150 to $3,000+
Human Papillomavirus Vaccine Cost
With Insurance: $30 to $120
Without Insurance: $400 to $500
Well Baby Doctor Visit
With Insurance: Copays typically $10 to $30 per visit
Without Insurance: Around $95 per visit
Even if you don’t plan on using your health insurance regularly, your ten essential health benefits are covered by any qualified health plan. If an accident lands you in the emergency room, you can rest assured knowing your health insurance has you covered.
Nevada Health Link can connect you with an in-person assister in your area that will help you enroll in a qualified health plan. Start your open enrollment process before the window closes on Dec. 15. If you miss open enrollment, certain qualifying life events such as job loss, income change, marriage/divorce and others, can make you eligible for a special enrollment period.
Note: all data comes from Cost Helper.
