There are multiple reasons why people think they don’t need health insurance. Perhaps they are young and healthy, or just simply don’t see the need for it. Maybe they think their premiums are too high. When it comes down to it, the potential cost of not having health insurance–especially in the face of a serious accident or injury–is too high.
Discover for yourself how the price compares for insured and uninsured health care. Although the listed prices below, sourced from CostHelper, may have changed since their original publication they continue to offer further insight into these differences.:
Broken Tailbone Treatment Cost
With Insurance: $10 to $40+
Without Insurance: $250 to $700+
ACL Reconstruction Cost
With Insurance: $800 to $3,000
Without Insurance: $20,000 to $50,000
Mammogram Cost
With Insurance: No Charge or Copay
Without Insurance: $80 to $212
Brain MRI Cost
With Insurance: $20 to $100+ Copay
Without Insurance: $1,000 to $5,000
Cardiac MRI Cost
With Insurance: $20 to $100+ Copay
Without Insurance: $1,000 to $5,000
Hernia Repair Cost
With Insurance: $700 to $2,000
Without Insurance: $4,000 to $11,000
Emergency Room Visit Cost
With Insurance: $50 to $150 Copay
Without Insurance: $150 to $3,000+
Human Papillomavirus Vaccine Cost
With Insurance: $30 to $120
Without Insurance: $400 to $500
Well Baby Doctor Visit
With Insurance: Copays typically $10 to $30 per visit
Without Insurance: Around $95 per visit
Why Health Insurance Makes A Difference
The numbers above highlight the cost differences between uninsured and insured healthcare–showcasing that without health insurance even routine checkups can come accompanied by higher rates. Health insurance works to protect from these high costs and ensure you have access to necessary preventative care. Even if you don’t plan on using your health insurance regularly, your ten essential health benefits are covered by any qualified health plan. If an accident lands you in the emergency room, you can rest assured knowing your health insurance has you covered.
Finding Assistance Through Nevada Health Link
Nevada Health Link provides no shortage of opportunity to bridge the gap between quality care and affordability. Offering personalized support by way of connecting you with an in-person assister in your area that will help you enroll in a qualified low cost health insurance plan. If you miss open enrollment, which closes on December 15, you may still qualify for a special enrollment period due to certain qualifying life events such as job loss, a shift in income, or marriage/divorce.
The cost of moving forward uninsured is simply too high to ignore. Nevada Health Link will assist you in finding a comprehensive, low cost medical insurance solution. Life can be unpredictable, and taking the necessary steps towards being prepared could be beneficial. By utilizing our resources you can gain peace of mind in knowing you are better prepared for the unexpected and any health need that may arise.
Enroll during Open Enrollment or Special Enrollment Period to secure health care that works for you.
Note: all data comes from Cost Helper
