Deep Savings for Different Demographics

The American Rescue Plan has lowered health insurance premiums for the majority of Nevada residents, but it does not take a one-size-fits-all approach to health insurance pricing. Savings are different for Nevadans depending on factors like location of residence, income and employment.

Because of this, many Nevadans could be set to receive even more savings than they know, or have become eligible for a health plan that is even more affordable than they expected.

To give Nevadans a clear idea of what they can expect under the American Rescue Plan insurance available through Nevada Health Link, we’ve developed four unique scenarios that showcase the savings available to different Nevada Health Link customers. 

Remember, you can always access Nevada Health Link’s Health Insurance Calculator to see how much you personally can save through the American Rescue Plan.

1. Family of four living in Clark County with an income of $37,000. In this scenario, the father is 34, and the mother is 32 and pregnant with the family’s third child. The children are 7 and 4.

• • Before the American Rescue Plan:
  • The father would have been eligible for health plans through Nevada Health Link at:
    • $78.81 monthly premium for the bronze plan.
    • $113.97 monthly premium for the silver plan.
    • $276.18 monthly premium for the gold plan. 
  • After the American Rescue Plan:
  • The father is eligible for a $0 health plan through Nevada Health Link. The mother and two children are assessed for their eligibility for Medicaid and the Children Health Insurance Program.

2. Single, 33-year-old living in Carson City, making approximately $30,000 per year.

• • Before the American Rescue Plan:
    • $40.90 monthly premium for the bronze plan.
    • $191.89 monthly premium for the silver plan.
    • $293.39 monthly premium for the gold plan.
  • After the American Rescue Plan:

• • • $0.00 monthly premium for the bronze plan.
    • $85.20 monthly premium for the silver plan.
    • $146.96 monthly premium for the gold plan.

3. Married, same-sex couple, 42 and 44, making annual income of approximately $42,000 and living in Las Vegas.

• • Before the American Rescue Plan:

                     Partner, age 42, is eligible for:

• • • $175.03 monthly premium for the bronze plan.
    • $252.42 monthly premium for the silver plan.
    • $429.02 monthly premium for the gold plan.

• • After the American Rescue Plan:

                     Partner age 42, born in 1977 is eligible for:

• • • $5.40 monthly premium for the bronze plan.
    • $125.40 monthly premium for the silver plan.
    • $297.68 monthly premium for the gold plan.

4. A 25-year-old living in Washoe County making $30,000 per year 

• • Before the American Rescue Plan:

• • • $103.65 monthly premium for the bronze plan.
    • $191.60 monthly premium for the silver plan.
    • $280.54 monthly premium for the gold plan.

• • After the American Rescue Plan:

• • • $0.00 monthly premium for the bronze plan.
    • $81.60 monthly premium for the silver plan.
    • $191.60 monthly premium for the gold plan.