Open Enrollment. You may have heard the phrase but understanding what it means, as well as its importance, can be another matter entirely.
Open Enrollment is the yearly period in which people can enroll in a health insurance plan. This year, Nevada Open Enrollment runs from November 1 until January 15. It provides an opportunity for Nevadans to anonymously shop for and enroll in comprehensive and affordable health insurance coverage at NevadaHealthLink.com.
Here are some of the most common Open Enrollment questions, answered:
What can Nevadans do during Open Enrollment?
Nevadans can shop, compare, and enroll in qualified health plans and dental plans online throughout the Open Enrollment period. Nevadans will find 141 health plans across eight brand-name, private insurance carriers to choose from, as well as income-based plans priced for individuals. Nevada Health Link also offers 18 qualified dental plans through five insurance carriers and has partnered with VSP Vision Insurance to offer adult vision plans. Shoppers can compare tiered plans ranging from bronze to gold.
How does Nevada Open Enrollment work?
You can start the process here and begin exploring available plans during window shopping–which allows Nevadans to research and compare plans. Once November 1 arrives, Nevadans can select their health plan on Nevada Health Link and enroll. Nevada Health Link also offers free assistance from licensed enrollment professionals so that enrollees can ensure they are getting the best plan at the best price.
Who is eligible for Nevada Health Link coverage?
Nevadans who do not have insurance through their job and are not eligible for Medicaid and Medicare are all eligible for Nevada Health Link coverage. Nevada Health Link can be a particularly useful platform for gig workers and freelancers to find affordable health care in Nevada.
What premiums can Nevadans expect to see on Nevada Health Link?
Nevada Health Link offers deep savings on name-brand private insurance plans. Because Nevada Health Link is the state-based health exchange for Nevada, premium tax credits can be applied to the majority of health plans, resulting in significant monthly premium cost savings for Nevadans.
What happens after Open Enrollment?
If you enroll January 1 through the 15 your coverage will begin February 1. Once enrollment is complete, insured Nevadans may begin taking advantage of the benefits of health insurance coverage. All health plans on Nevada Health Link include the 10 Essential Health Benefits.
When does open enrollment end, and can I still enroll in health insurance once it does?
Once January 15 passes, Open Enrollment will be closed. Following Open Enrollment ending, Nevadans will only be able to enroll in health insurance if they meet certain special enrollment requirements. This Qualifying Life Event could include the birth of a child, the loss of a job, marriage, or other significant life event.
Take advantage of Open Enrollment and check to determine your eligibility for financial assistance with your monthly premium.
